In calculating interest rates, SDIL uses a combo interest rate based on the following brackets. For example, for balances above USD1 million, interests for the first USD100,000 is charged at the first-bracket interest rate, the remaining USD900,000 at the second-bracket rate, and so forth. When determining the bid-ask bread, SDIL uses the greater of benchmark interest rate and zero. Interests accrued on a daily basis and the actual interests of the month are published on the third working day of the next month.
| Currency | Range | Annual Interest Rate |
|---|---|---|
| USD | 0.00 - 100,000.00 | 7.580% |
| 100,000.01 - 1,000,000.00 | 7.080% | |
| 1,000,000.01 - 3,000,000.00 | 6.830% | |
| 3,000,000.01 - 50,000,000.00 | 6.830% | |
| 50,000,000.01 - 200,000,000.00 | 6.580% | |
| > 200,000,000.00 | 6.580% | |
| The above information is not updated in real time. Please refer to the App. | ||
Rates are calculated daily, and the accumulated monthly interest amount is debited from your trading account on the 4th working day of each month. You may refer to your statement for details of your account balance.
*In the case of balance range exceeding $200,000,000.01, there may be an additional charge of 1% on the spread if financing is not arranged in advance.
| Currency | Range | Annual Interest Rate |
|---|---|---|
| HKD | 0.00 - 780,000.00 | 7.516% |
| 780,000.01 - 7,800,000.00 | 7.016% | |
| 7,800,000.01 - 78,000,000.00 | 6.516% | |
| 78,000,000.01 - 780,000,000.00 | 6.516% | |
| > 780,000,000.00 | 6.516% | |
| The above information is not updated in real time. Please refer to the App. | ||
Rates are calculated daily, and the accumulated monthly interest amount is debited from your trading account on the 4th working day of each month. You may refer to your statement for details of your account balance.
| Currency | Range | Annual Interest Rate |
|---|---|---|
| SGD | 0.00 - 140,000.00 | 8.071% |
| 140,000.01 - 150,000.00 | 7.571% | |
| 150,000.01 - 1,400,000.00 | 7.571% | |
| 1,400,000.01 - 1,500,000.00 | 7.321% | |
| 1,500,000.01 - 68,000,000.00 | 7.321% | |
| 68,000,000.01 - 150,000,000.00 | 7.071% | |
| 150,000,000.01 - 270,000,000.00 | 7.071% | |
| > 270,000,000.00 | 7.071% | |
| The above information is not updated in real time. Please refer to the App. | ||
Rates are calculated daily, and the accumulated monthly interest amount is debited from your trading account on the 4th working day of each month. You may refer to your statement for details of your account balance.